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Workers Compensation Insurance

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Every employer in the state of Maryland is required to obtain workers compensation insurance or become a self-insured employer.

Workers comp in MD is a “no fault” system. This means that employees who suffer job related injuries or illnesses do not have to prove negligence by the employer. The injured employee can collect compensation and medical expenses no matter who was a fault. In turn, the employee cannot sue the employer for negligence.

Workers compensation insurance is essential to protect your employees and your business. It is also required by Maryland law. If you do not carry workers compensation, you will be guilty of a misdemeanor. You could face fines up to $5,000, imprisonment for up to one year, or both a fine and imprisonment. At Bye Insurance Agency, we want to help you stay legal by offering very affordable workers comp solutions. Our plans can provide your employees coverage for:

  • Disability Compensation
  • Medical Benefits
  • Rehabilitation
  • Death Benefits

If you own a business with employees in Maryland, we would love to take a look at your current workers compensation package. Chances are we can offer a superior package at a more affordable price. Give us a call at 888-489-3308 or simply fill out the form on this page for more information. We look forward to working with you.